Insurance Covers Damage from Neighboring Buildings

7/27/2022 (Permalink)

Insurance Covers Damage from Neighboring Buildings

Being prepared for anything is important to the success of your Gooding, CO, business. Even if you have developed a fire and storm evacuation plan, conduct regular maintenance and inspections, adhere to city codes, and maintain proper insurance, the unexpected can still happen. If a neighboring building catches on fire and your structure is affected by smoke damage, that preparation will go a long way.

Insurance Coverage
Whether the soot damage and smoke odor are minimal or severe, commercial property insurance will cover the damage. After the incident happens, immediately contact your insurer. Vital information to provide and questions to ask include:

• Date
• Location
• Details regarding the extent of damage
• Replacement and restoration options
• Timeline for repairs
• Options if temporary closure is needed
  
  

It is also important to document all the damage by taking videos and photos, as well as obtaining receipts for valuable items. If the damage is severe enough to require shutting down for a period of time, keep track of all expenses associated with the closure.

Professional Cleaning
Even if your building is minimally affected, soot and smoke damage is often difficult to clean. Soot can be dry or oil, the latter of which smears and can increase frustration. If not done properly, foul odors will linger long after repairs are made. To ensure your building is back to normal, fire damage and restoration professionals can handle all the needed repairs and restoration, as well as smoke cleaning services. With expertise and technology on their side, they can eradicate visible and hidden damage.

While the soot may be visible, smoke residue isn’t always noticeable. A certified professional uses various hard-surface cleaning techniques and air filtration devices to clean objects and the air.
Smoke damage can be a tricky problem to deal with. Regardless if the fire was in your building or an adjacent one, get help that is Faster to Any Size Disaster to eliminate any long-term effects.